levelupextra Life Insurance Solutions

konsiltasyon gratis

Klike anba la pouw reklame yon konsiltasyon. Konsa nap kapab reponn nenpot kesyon ou ka genyen.

APROPO DE NOU

Byenvini

Byenvini Cesar's Financial services, Mwen Vle asirem ke ou genyen lapè nan lespriw pandan map edew jwen meye prodwi asirans ki egziste yo.

Meyè Proteksyon

Plan kolej pou pitit ou

envestisman

Cesar's Financial services

Before selecting a life insurance policy, your insurance advisor will likely conduct a comprehensive review of your financial situation, ask about your health history, and inquire about your long-term financial goals. They may also evaluate the following aspects:

Coverage Needs Assessment: Analyzing your current and future financial obligations, such as mortgage, education costs, and living expenses, to determine the appropriate amount of coverage.

Health and Lifestyle Review: Reviewing your medical history, lifestyle habits, and any pre-existing conditions to assess the risk and determine the premium rate.

Beneficiary Designation: Discussing your wishes regarding the designation of beneficiaries and ensuring that your policy aligns with your estate planning goals.

Policy Options and Riders: Exploring different types of policies, such as term or whole life insurance, and discussing any additional riders, like critical illness or disability coverage, that may enhance your protection.

men kesyon moun poze souvan

Kisa asirans lavi ye, epi kijan li fonksyone?

Asirans lavi se yon kontra ant ou menm ak yon konpayi asirans, kote ou peye prim regilye, epi an retou, konpayi an bay yon kantite lajan yon sèl kou, yo rele benefis lanmò, bay benefisyè ou yo lè ou mouri. Lajan sa a ka sèvi pou kouvri depans tankou fre fineray, peman ipotèk, ak lòt bezwen finansye.

Ki tip polis asirans lavi ki disponib?

Gen de prensipal tip asirans lavi: Asirans lavi tèm, ki bay kouvèti pou yon peryòd espesifik (pa egzanp, 10, 20, oswa 30 ane), ak Asirans lavi tout lavi, ki ofri kouvèti pou tout dire lavi ou epi ki gen yon eleman ekonomi ki konstwi valè lajan sou tan.

Konbyen kouvèti asirans lavi mwen bezwen?

Kantite kouvèti asirans lavi ou bezwen depann de obligasyon finansye ou, tankou peman ipotèk, dèt ki poko peye, depans edikasyon pou lavni, ak depans lavi fanmi ou. Yon règ jeneral se pou genyen yon kouvèti ki egal a 5-10 fwa revni anyèl ou, men sa ka varye selon sitiyasyon chak moun.

Èske mwen ka chanje polis asirans lavi mwen apre mwen fin achte li?

Wi, anpil polis asirans lavi ofri fleksibilite. Ou ka gen posiblite pou ajiste kantite kouvèti a, konvèti yon polis tèm an yon polis lavi tout lavi, oswa ajoute "rider" pou benefis anplis. Li enpòtan pou revize polis ou regilyèman epi pale ak konseye asirans ou sou nenpòt chanjman pou asire li kontinye satisfè bezwen ou yo.

Temwayaj

Mwen pa t janm rann mwen kont konbyen asirans lavi enpòtan jouk yon bon zanmi mwen te fè fas ak yon gwo pèt yon fason toudenkou. Menm kote, mwen te chèche sèvis Cesar's Financial services, epi eksperyans lan te senpman ekselan. Konsiltan yo te konpetan ak konpasyon, yo te ede m navige pwosesis la san difikilte. Kounye a, mwen santi m gen konfyans ke fanmi m pap fè fas ak pwoblèm finansye si yon bagay enatandi ta rive. Se plis pase yon polis—se yon pwomès pou moun mwen renmen yo.

James R

Chwazi asirans lavi avèk Cesar's Financial services se youn nan pi bon desizyon mwen te pran nan lavi mwen. Lapè nan lespri pou konnen fanmi mwen ap gen sekirite finansyè, kèlkeswa sa k ap pase, pa gen pri. Ekip la te gen anpil pasyans e yo te pran tan pou eksplike tout opsyon yo, pou m te ka jwenn polis ki pi adapte ak bezwen mwen. Kounye a, mwen ka konsantre sou viv lavi m kòmsadwa, avèk konesans ke moun mwen renmen yo byen pwoteje.